Have questions? We have answers.

Short Term Disability

  1. Will I receive Short Term Disability coverage?

    For store employees

    If you work an average of 35 or more hours per week and have been employed over one year, the Partnership provides you with Short Term Disability coverage.

    For store/general managers

    Yes. The Parnership does provide you with Short Term Disability coverage for those employed longer than six months.

  2. What does Short Term Disability cover?

    For store employees

    Short Term Disability provides you with income replacement if you miss seven or more consecutive days of work due to an illness or non-work related injury. The amount you will receive is based on your completed years of service.

    Short Term Disability coverage
    Years of service completed: Amount of coverage:
    1 year 5 work days at 75% of weekly pay
    2 years 10 work days at 75% of weekly pay
    3-4 years 15 work days at 75% of weekly pay
    5 or more years 20 work days at 75% of weekly pay

    All illnesses/hospitalizations are subject to seven-day elimination period. Payments begin after elimination period. Available sick days must be used for elimination period.

    For store/general managers

    Short Term Disability provides you with income replacement if you miss seven or more consecutive days of work due to an illness or non-work related injury. The amount you will receive is based on your completed years of service.

    Short Term Disability coverage
    Years of service completed Amount of coverage
    Less than 6 years 3 weeks at 100%, 9 weeks at 80% of weekly pay
    6-10 years 6 weeks at 100%, 6 weeks at 80% of weekly pay
    11 or more years 12 weeks at 100% of weekly pay

    All illnesses/hospitalizations are subject to seven-day elimination period. Payments begin after elimination period. Available sick days must be used for elimination period.

  3. Who is the Short Term Disability administrator?

    The Hartford administers Short Term Disability coverage.

  4. How much will I pay for Short Term Disability?

    You will receive Short Term Disability coverage at no cost to you. The Company covers 100% of the cost.


These frequently asked questions (FAQs) provide only an overview of benefit changes and clarifications effective January 1, 2020. The respective plan documents and policies govern your rights. You should rely on this information only as a general summary of some of the features of the plans and policies. In the event of any difference between the information contained herein and the plan documents and policies, the plan documents and polices will supersede and control over these FAQs. The Partnership expressly reserves the right at any time and for any reason to amend, modify or terminate one or more of the plans or policies described in these FAQs.

NEED HELP? Need help icon

Retail Benefits Helpline
1-855-327-5910
7:00 a.m. - 6:00 p.m. Central time,
or email bac.retailbenefits@ajg.com


AmeriBen
1-866-215-0976
myameriben.com

2020 Benefits Open Enrollment is closed.


If you are a new hire or newly eligible for benefits and are ready to enroll, start here.

If you have questions about your benefit elections, please contact the Retail Benefits Helpline at 1-855-327-5910, or email bac.retailbenefits@ajg.com.

×