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1. Will I receive Short Term Disability coverage?

   For store employees

   If you work an average of 35 or more hours per week and have been employed over one year, the Partnership provides you with Short Term Disability coverage.

   For store/general managers

   Yes. The Parnership does provide you with Short Term Disability coverage for those employed longer than six months.

2. What does Short Term Disability cover?

   For store employees

   Short Term Disability provides you with income replacement if you miss seven or more consecutive days of work due to an illness or non-work related injury. The amount you will receive is based on your completed years of service.

   Short Term Disability coverage
   Years of service completed:	Amount of coverage:
   1 – less than 3 years	10 work days at 75% of weekly pay
   3 – less than 5 years	15 work days at 75% of weekly pay
   5 or more years	20 work days at 75% of weekly pay

   All illnesses/hospitalizations are subject to seven-day elimination period. Payments begin after elimination period. Available sick days must be used for elimination period.

   For store/general managers

   Short Term Disability provides you with income replacement if you miss seven or more consecutive days of work due to an illness or non-work related injury. The amount you will receive is based on your completed years of service.

   Short Term Disability coverage
   Years of service completed	Amount of coverage
   Less than 6 years	3 weeks at 100%, 9 weeks at 80% of weekly pay
   6-10 years	6 weeks at 100%, 6 weeks at 80% of weekly pay
   11 or more years	12 weeks at 100% of weekly pay

   All illnesses/hospitalizations are subject to seven-day elimination period. Payments begin after elimination period. Available sick days must be used for elimination period.

3. Who is the Short Term Disability administrator?

   Sedgwick administers Short Term Disability coverage.

4. How much will I pay for Short Term Disability?

   You will receive Short Term Disability coverage at no cost to you. The Partnership covers 100% of the cost.